Can you really trust your lender? As a matter of fact, without constantly reviewing the rates and terms of your loan, you are benefiting your lenders. In the ever changing market, it pays to refinance every few years to ensure you are getting the best deal.

They promised you the best interest rates

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It is a fact that the mortgage market constantly changes. Banks are always competing offering better deals, cheaper rates and the Reserve Bank is constantly reviewing rates, according to the economy. It is a fact that your circumstances will also change during these times. Life doesn’t stand still and neither should your home loan. Importantly for these very reasons you should have your Mortgage Loan reviewed on an annual basis. Action Loans will provide this service Free. Even if you’ve only had your Home Loan a couple of years, there may well be a more suitable loan or interest rate out on the market.